Notice

Zuripay Solutions Limited has submitted an application for licensing with the Bank of Zambia and is under regulatory review. Zuripay is not yet licensed and is not offering regulated payment services.

What we do

A merchant will connect once. We will handle the rest.

Zuripay is building a payment gateway and collection platform. Once we are licensed, a business will integrate with us once, and will then be able to accept payment from any Zambian customer, on any rail, with a single reconciliation and a single settlement.

1

Mobile money collection

Accept payment from customers on Zambia’s mobile money networks through one interface, with real-time confirmation.

2

Card acquiring

Visa and Mastercard, online and in person, with 3-D Secure authentication and tokenised card storage.

3

USSD payments

A customer with a feature phone and no data can still pay. Roughly two in five Zambian adults are still outside the smartphone economy.

4

QR code payments

Print it, display it, or generate it per transaction. No hardware, no terminal, no rental.

5

Payment links and invoicing

Send a link by SMS or WhatsApp and get paid. For the business with no website and no developer.

6

Plugins and APIs

A documented REST API, and plugins for the common e-commerce platforms, so integration is measured in days, not quarters.

Settlement

One payout. Reconciled.

The reason merchants stay on cash is not that digital payment is hard to accept. It is that it is hard to account for. Four rails means four statements, four cut-off times and four reconciliations.

Zuripay collects across every channel, reconciles centrally, and settles to the merchant’s bank account as one payment with one report.

How a payment flows

  • The customer will choose how to pay — mobile money, card, USSD or QR.
  • Zuripay will route the transaction to the right rail.
  • The customer will be confirmed in real time.
  • Funds will be collected into a designated settlement account.
  • The merchant will be paid, with a single reconciled statement.

Not yet available. Everything described on this page is what Zuripay has built and intends to offer once the Bank of Zambia grants our licence. We are not onboarding merchants and not processing transactions today.